* DiGiSPICE Technologies Limited released the transcript of its Investors/Analysts Conference Call held on 17 November 2025. * The call discussed Q2 and H1 FY'26 earnings, with key participants including Mr. Dilip Modi (Chairman), Mr. Sunil Kapoor (Whole Time Director & CFO), and Ms. Aastha Garg (Head Investor Relations). * Key metrics as of the end of September FY26 include 16.1 lakh agents, coverage across 2.5 lakh small towns, and serving nearly 2.7 crore customers monthly. * Customer gross transaction value (GTV) for the quarter closed at ₹32,270 crore, up 22% year-on-year. * Aadhaar-enabled Payment System (AePS) market share in off-us segment stood close to 18.5%. * Cash Management Services (CMS) GTV closed the quarter at ₹11,505 crore, up 30% year-on-year. * BBPS (bill payments) processed nearly ₹1,300 crore per quarter. * The company has opened over 13 lakh CASA (current account, saving account) accounts with float balances closing the quarter at nearly ₹245 crore, a 61% growth year-on-year. * Credit distribution reached nearly ₹176 crore, over 2.6x growth year on year. * Revenue for the quarter was ₹124 crore, up 14% year-on-year, with a gross margin of ₹52 crore, up 20% year-on-year. * EBIT was ₹10.6 crore (30x year-on-year), and PAT at a consolidated level was close to ₹7.2 crore. * The company launched UPI Cashpoint, enabling cash withdrawals via UPI at BC points, with limits of ₹5,000 per transaction, ₹10,000 per day, and ₹50,000 per month. * Secured loan disbursement has come in at almost ₹155.7 crore in this quarter as compared to ₹96 crore disbursement in the previous quarter which is a 62% growth and almost a 3x growth year on year as well. * Unsecured loans has also grown quarter on quarter and we have come in at almost ₹20 crores.
