PB Fintech Limited announced its audited standalone and consolidated financial results for the quarter and year ended March 31, 2026. The Board of Directors approved these results during a meeting held on May 06, 2026. For the full year FY26, the company reported a Profit After Tax (PAT) of ₹670 Cr, marking a significant 115% year-on-year growth. The PAT margin improved to 10% from 6% in the previous year. Total insurance premium for FY26 stood at ₹29,934 Cr, an increase of 42% YoY, driven by new protection premiums which grew 57% YoY. Operating revenue for FY26 was ₹6,794 Cr, up 37% YoY. In the fourth quarter of FY26 (Q4FY26), PAT grew by 54% to ₹261 Cr, with a PAT margin of 13%. Total insurance premium for Q4FY26 was ₹9,217 Cr, up 46% YoY. Q4FY26 operating revenue increased by 37% to ₹2,061 Cr. The company also approved an investment of up to ₹5 Cr in its wholly-owned subsidiary, PB Marketing and Consulting Private Limited. PB Fintech highlighted strong growth across its core businesses. Full-year insurance premium grew 42% YoY to ₹29,934 Cr, with Q4FY26 premium at ₹9,217 Cr, up 46% YoY. Total lending disbursal for the year reached ₹30,740 Cr, up 50% YoY. The company's management commented on the results, emphasizing the growth in Total Insurance Premium and Consolidated Operating Revenue. They also noted the improvement in core renewal/trail revenue and the acceleration in Core New Insurance Premium growth. The UAE business turned profitable for the first time in FY26. Since its public listing in November 2021, PB Fintech has seen its revenue grow at a CAGR of 48% and its PAT margin improve from -58% to 10%.
