* Tata Capital Limited has released an investor presentation on December 4, 2025. * The presentation covers a business overview as of December 2025. * Key speakers include Rajiv Sabharwal (MD & CEO), Kiran Joshi (Head – Treasury), Rakesh Bhatia (CFO), and Rajesh Bhakade (Sr. VP – Treasury). * Tata Capital completed a merger with Tata Motors Finance Limited in May 2025, with an appointed date of April 1, 2024. * As of September 30, 2025, Tata Capital has USD 28 Billion (₹2,46,400 crore) in AUM, with retail and SME comprising approximately 88% of the book. * The company has a diversified product suite and a pan-India distribution model with 1,479 branches across 27 states and UTs as of September 2025. * The presentation highlights Tata Capital's strategic focus within the Tata Group, its key strengths, and its financial performance summary. * For Q2FY26 (excluding Motor Finance): AUM at USD 24bn (₹2,11,200 crore) (22% YoY growth). PAT at USD 128mn (₹1,126.4 crore) (33% YoY growth). * The company's digital DNA is driving impact, with 97% of customers onboarded via digital platforms and 99% of collections via digital channels. * Tata Capital has a strong risk management framework and is focused on collections, utilizing data & analytics across the collections lifecycle.
